Texas Trash Dip

Texas Trash Dip (2) 16 oz. cans refried beans 8 oz. cream cheese, softened 1 cup sour cream 3 tbsp. taco seasoning or 1 packet 2 cups Monterey Jack cheese, shredded 1 cup Cheddar cheese, shredded Preheat oven to 350. In a medium bowl, use an electric handheld mixer to combine the refried beans, cream cheese, sour cream, and taco seasoning. Spread mixture evenly on bottom of 9 x 13 baking pan. Sprinkle both cheeses on top of bean mixture and place pan in oven for about 25-30 minutes. Remove from oven and serve with tortilla chips or crackers!